Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses PLAY: Budget Frenzy! Which savings strategy is most effective? ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box PLAY: The Bean Game CALCULATE: Return on Your College Investment CREATE: Personalized Productive Gap Year Plan What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! INTERACTIVE: Invest with STAX! PLAY: Roll with the Market

DESMOS ACTIVITIES

AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Point Collector: Lines AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Systems of Two Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function