May 05, 2026

Question of the Day: What GPA is required to earn a Good Student Discount on an auto insurance policy?

How "good" does a good student need to be to get the discount?

Answer: 3.0 (B average)

 

Questions:

  • Why do drivers need car insurance?
  • Why do you think that most car insurance companies offer discounts based on grades?
  • What else might you want to know about a high school student before providing them car insurance?

 

Here are the ready-to-go slides for this Question of the Day that you can use in your classroom.

 

Behind the numbers (Investopedia):

Insurers that offer good student discounts set their own rules and requirements. Typical requirements include:

  • You must be under 25 years old
  • You must be a full-time high school or college student
  • You must maintain at least a "B" average or demonstrate a certain level of performance on standardized tests like the SAT or ACT

You typically need to provide proof of your academic performance to receive or continue receiving a good student discount. For instance, the insurance company may require a school transcript or a report card, and may allow alternative proof from homeschooled students."

 

About the Author

Kathryn Dawson

Kathryn (she/her) is excited to join the NGPF team after 9 years of experience in education as a mentor, tutor, and special education teacher. She is a graduate of Cornell University with a degree in policy analysis and management and has a master's degree in education from Brooklyn College. Kathryn is looking forward to bringing her passion for accessibility and educational justice into curriculum design at NGPF. During her free time, Kathryn loves embarking on cooking projects, walking around her Seattle neighborhood with her dog, or lounging in a hammock with a book.

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